Have you suffered property damage and not sure if you need a public adjuster? You’re not alone and like most people, you may not even know what public adjusters do. Let’s start with the basics: public adjusters are licensed insurance professionals who help policyholders receive a fair settlement from their insurance company following property damage.
What Does a Public Adjuster Do?
A public adjuster works for you, the policyholder, not the insurance company. They will review your policy, inspect the damage, and then work with you to file a claim, negotiate with the insurance company on your behalf and make sure you get the settlement you deserve.
Most people have no idea what their policy covers and what kind of documentation is required to file a claim. That’s where a public adjuster comes in. They’re familiar with the claims process and know exactly what needs to be done to get you the maximum payout possible.
Do I Need a Public Adjuster?
If you’ve suffered property damage, chances are good that you could benefit from working with a public adjuster. They level the playing field by dealing directly with the insurance company on your behalf and making sure you don’t get taken advantage of.
While public adjusters can be extremely helpful, especially in complex cases, they do come at a cost. Most public adjusters work on a contingency basis, which means they will take a percentage of your final settlement as their fee. For example, if you receive a $10,000 settlement from your insurance company and hire a public adjuster who works on a 10% contingency basis, the public adjuster will keep $1,000 and you will get to keep $9,000.
If you’re not sure whether you need a public adjuster, err on the side of caution and give us a call at 833-GET-AVID. We’ll review your case and let you know if we think we can help you get a better settlement from your insurance company. There’s no obligation and no fee unless we win your case, so you’ve got nothing to lose by giving us a call today.
